When consumers like you are faced with unexpected situations that take a toll on their wallets, FusionPaydayLoans.com exists to help them find the cash they need from within our network of lenders. If you need money and you are concerned about your credit, you have certainly come to the right place. We will work hard to find you the best offers in the industry despite your credit or lack thereof.
Our Simple, Free and Secure Application
The process starts with filling out the application on our ‘Apply’ page with only the basic information we need to match you with one of the lenders in our network. We protect the information you provide with 256-bit SSL technology to prevent illegal interception, and once we have ensured that you meet the basic criteria, we will forward your information throughout our network of more than 300 lenders.
Your Offers without Obligation
Within minutes, you will likely begin to receive offers from more than one lender in our network. You are encouraged to review each offer very thoroughly, paying special attention to the costs and repayment terms the lender proposes. There is never any obligation to accept an offer, and since there is no penalty for declining and our website is free to use, you will never be charged a penny until you sign your name electronically on a loan agreement.
Check Your Bank Account
If you find an offer that works for your situation, you will be asked to sign your name electronically and enter into a contract with the lender. Then, the lender will provide you with your final approval and deposit your funds into your bank account on the following business day. This may vary somewhat based upon your situation, your lender and your financial institution. Please check with your bank for its policies on electronic deposits.
Criteria for Qualification
We successfully match more than 92% of the people who apply for loans through FusionPaydayLoans.com with at least one lender. In order to qualify, you should ensure that you:
Are at least 18 years old.
Are a legal US resident.
Have been employed with the same employer for at least 90 days.
Can meet minimum income requirements.
Have a bank account in your name.
Have a valid email address and telephone number.
Please remember that your application will be denied if you are currently in bankruptcy or if you have defaulted on outstanding loans with other lenders.
Your Credit is Not an Issue
You may be skeptical about our success rate for finding cash loans, especially if you have bad credit or no credit at all. However, most of our lenders forego traditional credit checks for alternatives through companies like DP or Teletrack who exist to tell lenders only if you are in bankruptcy or if you have outstanding loans with other short term lenders. Your bad credit will not hinder your ability to obtain fast cash when you are in the midst of a financial emergency.
How to Benefit from Cash Loans
In order for cash loans to be truly beneficial, you should be sure to use them responsibly and with a great deal of discretion. By ensuring that you never borrow money you do not need or that you cannot afford to repay, you will avoid a worsening debt situation. Similarly, by ensuring that you repay your loan on time, you will save money on late fees and possibly even build a relationship with your lender. When you use the same lender for short term loans in the future, you may be eligible for lower interest rates and additional credit products when you pay all of your loans on time.
Do You Need Help?
If you have questions regarding the short term lending industry or FusionPaydayLoans.com, please see our Frequently Asked Questions page. If your answer cannot be found there, please feel free to contact us. However, in order to protect your privacy, we do not have information pertaining to any loan or offer. You should contact your lender directly for questions about these.
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Why choose to stay:
Process of application for a loan is simple and fast
Your personal data is protected with 256-bit technology
You do not need to leave your home or fax anything